Franklin County

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A shady credit repair company promising to remove negative credit-report information for a fee or a debt collector promising favorable credit-report treatment in exchange for prompt payment of the balance due plus. I sent letters basically proposing a pay for delete or that the status be changed to PAID AS AGREED and removing any record of a charge off if I pay the balance in fullHas anyone had any success. Sample Pay For Delete Letter For Credit Report Cleanup I have charge off accounts with both Target and Merrick Bank. Pay for delete letter success . If the name of the creditor or the CA gets listed in your credit report with a particular debt you should first ask for debt validation by sending a Debt Validation DV letter to the creditor. Essentially its a way to ask to remove the negative information in exchange for paying the balance. Keep in mind that debt collectors are not obligated to accept the offer outlined in your deletion letter so this strategy is not a guaranteed su...